By the time most people realise or are prepared to admit that they actually have a debt problem, it’s already at a level where it is affecting their daily lives in a range of ways. The reaction that most people have to debt problems is to go for short-term fixes – taking out more credit, […]

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We’ve all made money mistakes before, those expensive shoes that didn’t quite fit or that equipment for your latest hobby that you realise just wasn’t you. We all have certain things that we love to spend money on regardless of whether it’s was a good idea or not, and before you know it, a good […]

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